More and more, insurers are using complicated surcharge and tier systems that do two things: make it far more difficult to assess risk and therefore premium amounts; and skew the system to benefit drivers with flawless records at the expense (literally) of drivers who don’t.

At Gotham Brokerage, we can help protect you and your property. Knowing exactly what kind of renters insurance you need and how to save money while still obtaining the best coverage is even more important in a tight renters’ market.

No matter how well-intentioned a company is, or how aggressive its attempts at security are, it simply cannot guarantee users will treat you or your home with respect.