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Bizarre Bathing Ban Lawsuit Shows Importance of NYC Insurance

Posted on October 4, 2012

NYC renter’s insurance might keep you out of hot water

Gotham Clawfoot_bathtub

When it comes to destroying New York, the Stay Puft Marshmallow Man has nothing on bathtubs. (Photo courtesy of Yannick Trottier, via Wikimedia Commons)

A British heiress has been sued by her downstairs neighbors, who want a court order to prevent her from taking a bath, according to the New York Post.

Say what?

Apparently, Daphne Guinness’ bathtub has repeatedly flooded the $12 million apartment beneath her, and her neighbors are furious.

Such are the hazards of living in New York City.

While fires and theft tend to capture the imagination when people are contemplating property insurance, those aren’t the leading cause of claims in NYC. Instead, the biggest dangers are leaky pipes and toilets.

Water damage can happen quickly and require costly repairs. Guinness can afford to write a check to cover her downstairs neighbors’ repairs, but you might not have such a robust bank account. Fortunately, you can get protection for cheap. Renter’s insurance policies cost as little as $10 to $20 a month and provide liability coverage for any damage if your tub accidentally overflows. The coverage will also help protect you from medical bills if someone injures herself in your apartment.

Gotham Brokerage has been helping New York residents find apartment renter’s insurance, co-op insurance, condo insurance and homeowners insurance for 50 years. We’re a family-owned business with an A+ rating from the Better Business Bureau, and we work with multiple insurers in order to secure excellent policies at the best prices for our clients. To find out how we can help you give us a call at 212-406-7300.

Author: Jeff Schneider
Gotham Brokerage Co., Inc. is a family run insurance brokerage serving New Yorkers for over 50 years. We specialize in the insurance needs for those living in the city and provide a full range of insurance products designed specifically for the city.