We at Gotham Brokerage Co., Inc., have been through a lot of holiday seasons in the city, and we know the special hazards holidays can bring — and happiness, too.

If a snow-covered tree falls in Central Park and crushes your car, are you covered? What if downed trees litter the yard of your Upstate New York second home? Or a curbside oak in Park Slope came through your brownstone’s window?