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Does My Homeowner’s Policy Cover Storm Damage?

Posted on September 9, 2011

Gotham Brokerage can answer your storm-related insurance questions

Damage at the Grand Army Plaza Station Thunderstorms spawned two tornadoes and produced straight-line wind gusts to 125 mph in the New York City area on September 16, 2010. Image credit: yfrog.com user JillYoungblood

NYC’s recent close call with Hurricane/Tropical Storm Irene has many New Yorkers wondering whether their homeowners’ policies cover storm damage. (Note the difference between storm damage and flood damage, which we cover in another post.) Check your policy to be sure, but here are some rules of thumb:

Any further questions? Call or email us, and we’d be happy to answer them, or to talk with you about enhancing or replacing your existing homeowner’s coverage. Stay safe and covered out there!

Gotham Brokerage Co., Inc. is a family run insurance brokerage serving New Yorkers for over 50 years. We specialize in the insurance needs for those living in the city and provide a full range of insurance products designed specifically for the city.