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Don’t Let Hurricane Season Catch Your Insurance Policy By Surprise

Posted on July 20, 2011

Coastal residents need to take precautions, review policies

Tropical Storm Arlene, the first named storm of the 2011 Atlantic hurricane season, made landfall in Mexico on the last day of June. It meant little to people in the Tri-State area. But here’s something that should: We’re now deep into what the National Oceanographic and Atmospheric Administration predicts will be an “above-normal” hurricane season, which means at least six to 10 hurricanes, three to six of them “major” — Category 3 or above.

Hurricanes, thankfully, aren’t that common in and near New York City. But the city does have a hurricane history. An unnamed hurricane in 1938 killed 10 in the city and caused millions in damage. Hurricane Carol in 1954 made landfall in eastern Long Island and southeastern Connecticut, devastating those areas and causing major flooding in NYC. In 1999, the remains of Hurricane Floyd unloaded 10 to 15 inches of rain on upstate New Jersey and New York state in a 24-hour period.

So it can happen here, and people in the Tri-State area, especially those on or near the ocean, need to take some basic steps:

Whether you rent or own, live on the beach or way inland, Gotham Brokerage Co., Inc., knows the risks Tri-State residents face every hurricane season. Even if a few seasons pass without a hurricane making landfall, you’d be foolish to ignore that risk. Gotham is a family-owned, New York City-based insurance brokerage that’s served the five boroughs for more than a half-century. If you want to review your existing coverage or feel secure in a new policy, call or email us for a quote. We’d be happy to find the right coverage for you and your home.