Photo courtesy of Sarah Ackerman
New York City is filled with beautiful homes and apartments but they can take different shapes than those in other cities. Our homes overlook water, parks and the city itself. Many, many of them are owner-occupied condos and co-op units.
Gotham Brokerage Co., Inc., understands the complexities of insuring homes in multi-unit buildings. Owners of condos and co-ops need their own policies because the building policies will not cover their personal belongings or any upgrades and renovations they’ve made to their homes.
We will ensure that you get replacement cost coverage for household goods and personal property plus protection in ways you may not have known were possible, including:
- Fire and wind damage
- Theft
- Limited water damage
- Personal liability
- Damage to the property of others
- Necessary living expenses including hotel bills, meals, laundry, etc. incurred while your residence is being repaired from damage by a covered peril
- Improvements, Additions and Betterments
- Accidental fire damage
- Credit card and check forgery
Our brokers can help you determine your needs, and as a brokerage, Gotham can match your needs with the right insurance company.
We write many condo and co-op policies through Travelers Insurance of Hartford, CT. We also can provide Deluxe House coverage by The Chubb Group of Insurance Companies, of Warren, NJ.
Photo courtesy of Jesse Milan
Just as Manhattan has its neighborhoods with distinctive styles, so do Brooklyn, Queens, Staten Island and the Bronx. Regardless of the address, each home is special and both the residence and its inhabitants deserve top-quality protection.
And should you move to Westchester or Connecticut or New Jersey or even purchase a vacation home, Gotham Brokerage Co., Inc., can keep you and yours protected.
The cost is less than you might expect. Gotham’s average annual policies range from $194 – $250 a year for owner-occupied co-op or condo units.*
Email us at info@gothambrokerage.com for questions or call 212-406-7300 today!
*Availability of insurance is subject to underwriting approval. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy.