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for Co-op/Condo, Renters and Home Insurance in NYC & Beyond
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About Us

Gotham Brokerage is your “go-to” source, whether it’s your first policy or if you’d like to refresh (upgrade or downgrade) your current policy

Apartment insurance is one of those things you don’t really think about too much — until you need to and then you wish you had consulted an expert or read the fine print.

The key is to get ahead of it — figure out what you own, how much it’s worth, how much coverage you need, and how not to overpay. Does that sound stressful? It doesn’t have to be. The professionals at Gotham Brokerage have been cutting through the complexity to help New Yorkers for more than 50 years. We’re up to date on market trends and we offer flexible, customized solutions.

Manhattan apartment building

Apartment building in the Morningside Heights neighborhood of Manhattan

We’re a family-run business with deep roots in New York City. We’ve seen it all, You can count on us to secure the insurance you need in just minutes. Whether you are looking for a no-frills rental policy, coverage for heirlooms, to upgrade or downgrade, look no further.

We’ll explain the ins and outs of coverage and help you decide exactly how much you need in order to be prepared for everything from dog bites and break-ins to floods, fires and potential burglaries.

Gotham is rated A+ by the Better Business Bureau. We’re state licensed and a long-standing member of the Professional Insurance Agents of New York. We work with the best insurance carriers to make sure you get the most comprehensive and competitively priced coverage.

Insurance through Gotham is both affordable and flexible

Insurance is actually one of the New York’s most affordable necessities. Co-op and Condo insurance starts at about $1.00 per day and Renters insurance starts at less than 50 cents.

downtown apartments

Photo by edenpictures / Flickr Creative Commons

Gotham gives you peace of mind by protecting you with the right coverage level given your needs and what is already covered by your building’s master policy. One way we help to hold down your insurance costs is by ensuring you to avoid duplicate coverage.

We’ll also help you determine what deductible is best for you. Deductibles on apartment insurance are typically offered at increments such as $250, $500, $1,000 and $2,500, and raising your deductible up by just one threshold usually triggers a reduction of about 10% of your premium.

As you grow, we grow with you

Needs change with each move and life change. Gotham provides homeowner insurance in about 15 states including NY, NJ, PA, CT, as well as auto insurance.

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Thanks to 50+ years of serving New Yorkers and helping them out when their lives go sideways, we’ve seen just about every crazy situation you can imagine, and that helps us understand how to craft policies that offer the best protection. And, we care. Our agents are long tenured employees, with more than 20 years of experience in the insurance industry. We pride ourselves on providing personalized service and customized insurance solutions.