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3 Times When Renting Might Be More Stressful Than Buying

Posted on April 30, 2014

ny mugImage courtesy of Jennine Jacob via Flickr

Renting is a lot less stressful than buying, right? Something breaks, you call your landlord. But what if something goes wrong and it is your problem? Like…

1. A pipe bursts in the wall, ruining all your belongings and making the apartment uninhabitable. How will you replace your Wilco vinyl? Where will you live?

47517753_af38d9bbd4_bImage courtesy of Bart Everson via Flickr

2. Someone breaks into your apartment and steals the MacBook you rely on for your freelance livelihood. How are you going to pay for another computer?

break inImage courtesy of Tim Samoff via Flickr

3. You splurge on a cleaning service to conquer the grime that has accumulated due to your sub-par dusting skills. The maid slips off your step ladder and breaks her arm. What if she sues?

rustImage courtesy of Kevin Galens via Flickr

Don’t panic. You can avoid these nightmare scenarios for less than the cost of your daily cup of bodega coffee.

The good news is that you can protect yourself from the unexpected for as little as $11.25 a month with renter’s insurance from Gotham Brokerage.

Here are three reasons renter’s insurance is the best $135 you’ll spend all year:

Gotham is a local company with over 50 years experience helping New York renters and homeowners tailor policy limits and deductibles to fit individual budget and needs. Renter’s insurance policies typically range from about $135-$160 a year. Learn more and get a quick, free quote here or call us at 212.406.7300!

A version of this post originally appeared on Brokelyn.

Gotham Brokerage Co., Inc. is a family run insurance brokerage serving New Yorkers for over 50 years. We specialize in the insurance needs for those living in the city and provide a full range of insurance products designed specifically for the city.