New York City apartment insurance can be confusing, but we’ve been helping renters find the best coverage for 50 years
A common sight in New York City: a historic building, this one on East Second Street, converted into apartments. Photo by Beyond My Ken via Wikimedia Commons.
New York City has a lot of renter’s insurance options, so it’s no surprise that a lot of people have been searching Google lately for “best renters insurance NYC.”
First things first: You definitely want renter’s insurance. You might not even have an option of not having it. (More and more landlords are requiring tenants to have coverage — nothing hurts your ability to pay rent like having an accident and having to replace all your stuff.)
Good coverage can be very, very cheap — $10 to $20 a month. The trick is knowing which insurers or brokers to talk to and what coverages to ask for. Depending on where you are in life, you might be able to make do with a pretty basic policy.
For others, you might be able to save substantial money by tailoring your policy to cover only the things you need to cover — but you have to ask the right questions. It’s important not to overpay for coverage you don’t need.
You’ll want to get insured quickly, too. It’s important: Remember how we said that more and more landlords are requiring renter’s insurance before they’ll let you sign a lease? Apartments go fast in NYC, so it’s not really “best renter’s insurance” if the insurer is slow issuing your policy and somebody else scoops up the place where you wanted to live.
We thought we should chime in, because finding people the best possible insurance around New York is our whole reason for being. Gotham Brokerage has been at it for 50 years, so we’ve dealt with pretty much every situation and can make sure that you get the coverage you need without breaking the bank.
We can do it quickly, too, securing your coverage in 20 minutes in most cases. We’ve helped find policies for basic apartments all the way up to ones valued in the millions.
I took over the BBB A+ rated business from my father, and I’ve been running it since 1982, so I know the market. If you call Gotham, you’ll be talking to a local market expert — not some 1-800 number that connects you to a customer service representative in God knows where.
Give us a call at [telnumlink]212-406-7300[/telnumlink] or visit us on the Web at gothambrokerage.com. We can cut through the confusion and get you the coverage you need — fast. We look forward to hearing from you.
