Your Trustworthy Source
for Co-op/Condo, Renters and Home Insurance in NYC & Beyond
Call: 212.406.7300 Get a Quote
request a free quote

Insure your NYC Co-Op for Less Than $1 a Day with Gotham Brokerage

NYC co-op insurance is more affordable than you think, and you can get it in a New York minute


Photo by Reading Tom / Flickr Creative Commons

Real estate is a competitive sport in New York City. If you’ve already cleared all the hurdles to buying a co-op and staked your claim on your piece of the city, why would you risk that investment? New York City co-ops don’t come cheap, but you might be surprised at the affordability of New York City co-op insurance.

You can insure your co-op for less than a dollar a day, and Gotham can handle it for you in less than 30 minutes.

When you buy a co-op, it’s ridiculously frustrating. You have to win the approval of a co-op board that may give you the run-around or leave you hanging for months. By the time you finally get approved and moved into your apartment, the last thing you want to do is think about one more expense. If apartment insurance isn’t required, chances are you’re not going to want to bother. After all, you’ve just spent all this money and time to uproot your life, and it’s exhausting. But overlooking insurance is simply foolish — especially when you realize how incredibly affordable it is.

Insuring your co-op against unpredictable emergencies costs far less than your monthly maintenance fee. A co-op insurance policy that protects all your valuables, and ultimately your cash flow, costs about $300 – $340. That’s per year, not per month. Imagine: For about $1 a day, everything you own would be replaced at no cost to you if the unthinkable happened. What can you even buy for $1 anymore? Twenty minutes on a parking meter in Williamsburg? A cup of coffee in Chinatown? Why wouldn’t you spend that on something that’s essential and provides so much more value?

Photo by eviltomthai / Flickr Creative Commons

Photo by eviltomthai / Flickr Creative Commons

When you buy a co-op, you’re buying a share of the building. And while it’s true your building will have a master insurance policy, you still need a policy of your own because none of your personal property — not to mention any renovation work you might have done — is covered under the building’s master policy. At Gotham Brokerage, we’ll help you navigate the complexities of insuring your space in a multi-unit building. We’ll make sure you have the amount of coverage you need to replace all your household goods and cover you in the event of any insured event, such as:

Buying your own space in New York City is tough. Insuring it shouldn’t have to be. With more than 50 years in business, Gotham has the know-how to evaluate your insurance needs and match you with the right insurance company.

Photo by Rob Young / Flickr Creative Commons

Photo by Rob Young / Flickr Creative Commons

Just fill out the form at right or give us a call at 212-406-7300. We’ll be in touch with you in 5-10 minutes — seriously — and you can have proof of insurance and peace of mind in less than 30 minutes. Let the experts at Gotham make it easy for you.