If your favorite piece of jewelry goes missing from your apartment, don’t be hasty to point fingers. Without concrete evidence of theft, you have no grounds for blame, says Gotham Brokerage President Jeff Schneider.
Before you do anything, Jeff advises consulting your insurance policy. Typically, apartment insurance offers basic coverage for jewelry, but you can also purchase additional coverage, either for specific pieces or on a “blanket” basis. “The additional jewelry insurance covers against both theft and mysterious disappearance or misplacement,” he adds. “This allows you to avoid making an accusation of theft which might not be accurate.”
Jeff was cited as an expert in a recent amNewYork Realty Today article. To read the Ask an Expert column in its entirety, click here.
If you’re looking for an insurance company that simplifies the process of shopping around for apartment insurance and really understands the unique insurance needs of the New York apartment renter, look no further than Gotham Brokerage. Gotham has over fifty years of experience working with New Yorkers. In as little as twenty minutes, they can set you up with the right insurance policy for your needs, and it probably costs a lot less than you think it does.
Get in touch with Gotham today for a free quote.