How To Buy NYC Renters Insurance — Why Use a Broker?

Gotham Brokerage has been helping New Yorkers find the best insurance for 50 years

Tornado damage done to a home in Brooklyn. One of the many reasons using a broker is a good idea.

Not to put too fine a point on it, but insurance can be confusing. Different policies cover different things. Different deductibles create different rates. Different amounts of property mean that different people have different needs.

There are a lot of variables to juggle. Sadly, a lot of people who go it alone wind up either being underinsured — and at risk, or overinsured — and overpaying.

Gotham Brokerage has been helping renters and homeowners find the best property insurance and the best prices for more than 50 years. While you can check out our blog for a lot of good advice, our best advice is this: Give us a call at (212) 406-7300.

Here’s what customer Karen M. had to say about us on Yelp:

“Shopping around for homeowners/apartment insurance in NYC, I phoned a few companies: Allstate, State Farm and Gotham Brokerage. The first two are direct insurers and they were fine and the rates were all comparable, but I found the service from Gotham to be MUCH better.

“In the first place, I was speaking from the get-go with a seasoned insurance agent, not some random phone operator/sales drone. The agent I spoke to, Barry Frost, was very professional, knowledgeable and able to give me a quote without pumping me for all sorts of invasive personal information which the other companies demanded before I could even get the time of day from them! Originally, I had discovered Gotham through a web search and I found their blog to have some actually useful information: it was a true reflection of the kind of service they gave me – very professional, no-nonsense, easy-going, mature, intelligent and good value. A pleasure to do business with.

“Since my policy is new, I have no claim matters to relate (and hopefully never will!), but I did have a billing question about which they were very quick to respond to an email and totally helpful on the subsequent phone chat.”

If you’re feeling a little overwhelmed and not sure where to turn, visit our blog at, or give us a call.

Get a Free Quote

"*" indicates required fields

Step 1 of 2