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How to Protect Yourself Against New York Renter Horror Stories

Posted on September 12, 2012

Gotham Brokerage has seen, and helped clients recover from, just about everything

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You never know what's going on behind closed doors — especially in a neighbor's unit — but it can have a huge impact on your life. (Photo courtesy of Beyond My Ken, via Wikimedia Commons)

You can be the perfect tenant. You can live in a nice neighborhood. But there is no accounting for the actions of neighbors and landlords.

The New York real estate website Curbed recently featured a series of “horror stories” from New York City renters. They range from cringe-worthy tales of moderate aggravation to genuinely gruesome stories involving, like, dead people, and they are consistently outrageous. They also highlight yet another reason why it’s important to have renter’s insurance in NYC: When your living situation gets weird, you want to know somebody has your back.

We don’t like to spill our clients’ stories, but you can rest assured that after 50 years in the property insurance business in a city with 19 million other people, we’ve heard our share of spine-tingling real estate yarns. Our job is to anticipate weird situations and craft insurance policies to protect our clients.

Gotham Brokerage is a family-owned business that has earned an A+ rating from the Better Business Bureau by helping New York renters and property owners protect themselves from disaster.

Renter’s insurance can be very affordable, as little as $10 to $20 a month, but buys much more in peace of mind. A good policy doesn’t just cover the cost of replacing your possessions. It provide liability coverage in case of an accident in your unit and can help you pay for a place to stay in case your apartment becomes uninhabitable.

An insurance policy can’t guarantee that you won’t have a bad landlord or a trashy neighbor. But it can protect you from some of the consequences.

Gotham has decades of experience helping people navigate the complexities of the rental market in Manhattan, Brooklyn, Harlem, Queens and every other corner of New York. Chances are, we already know the building where you’re planning to rent.

To find out how we can help you get a great policy, give us a call at (212) 406-7300.

 

 

Gotham Brokerage Co., Inc. is a family run insurance brokerage serving New Yorkers for over 50 years. We specialize in the insurance needs for those living in the city and provide a full range of insurance products designed specifically for the city.