Renters Insurance
New York City’s Trusted Source for Over 50 Years
Photo courtesy of Adam Sofen
Yes, renters – and their roommates need apartment insurance – even if your landlord doesn’t require it (although most do).
New York City is a complex place when shopping for renters insurance, and it pays to have a good insurance broker who understands the city’s unique insurance issues. The apartment’s type and its zip code can have an impact on what type of policy you need and what your policy costs.
Gotham Brokerage is NYC’s #1 insurance brokerage. We’ll treat your renters insurance needs with the same attention we pay to luxury condos on Park Avenue.
Best of all, our policies are much more affordable than you might realize.
Gotham’s average annual policies range from $125 – $160 a year for a basic renters insurance policy.*
You will get replacement cost coverage for household goods and personal property plus protection in ways you may not have known were possible, including:
- Fire and wind damage
- Theft (at home losses)
- Limited water damage
- Personal liability
- Damage to the property of others
- Necessary living expenses including hotel bills, meals, laundry, etc. incurred while your residence is being repaired from damage by a covered peril
- Improvements, Additions and Betterments
- Accidental fire damage
- Credit card and check forgery
And later, as you accumulate assets, your needs change or you upgrade to apartment ownership, we will adjust your policy to make sure you have adequate coverage. We also cover homeowners in 15 states, including NY, NJ, CT and PA, as well as auto insurance.