Co-op / Condo
Insure your Co-Op or Condo for As Low as $1 a Day
Congrats on scoring that great condo or co-op. Now let’s get you protected.
Real estate is a competitive and complex sport. Gotham knows the ropes.
We will ensure that your insurance meets board approval, loan approval and bank requirements. And, if your closing date changes, we will quickly adjust the terms to accommodate it.
This service-level alone is a good reason to choose Gotham. You can’t get personalized insurance from a bot or a 1-800 #. And out-of-towners don’t often understand the intricacies of NY-area real estate.

Photo by Reading Tom / Flickr Creative Commons
When you buy a co-op or condo, your building will have a master insurance policy, but it will not protect your personal property, interior built-ins or any renovation work you do. We’ll make sure you have the amount of coverage you need to replace all your household goods and cover you in the event of any insured event, such as:
- Fire and wind damage
- Theft
- Limited water damage
- Personal liability
- Damage to other residents’ property
- Necessary living expenses including hotel bills, meals, laundry, etc., while your residence is being repaired from damage by a covered event
- Improvements and additions
- Credit card and check forgery
Buying your own space in New York City is tough. Insuring it shouldn’t have to be. With more than 50 years in business, Gotham has the know-how to evaluate your insurance needs and match you with the right insurance plan.