Gotham Brokerage: Protect Your Apartment From Holiday Fires With Renter’s Insurance

NYC renter’s insurance can give you peace of mind if your Christmas tree — or your neighbor’s — goes up in flames

Christmas tree

Christmas trees have an unfortunate habit of turning themselves into kindling.

Each holiday season, we plan for dinners, pageants and shopping trips. Fires don’t make the list of events to anticipate, though they happen each year.

U.S. fire departments respond to an average of 240 home Christmas tree fires each year, according to a 2011 report conducted by the National Fire Protection Association. These fires result in an average of 13 deaths, 27 injuries and $16.7 million in direct property damage.

When disaster strikes in one apartment or condo, those around are likely affected. And with a residential fire occurring every 82 seconds, according to the NFPA, having renter’s insurance shouldn’t be considered a luxury, but a necessity.

Renter’s insurance can be very affordable, as little as $10 to $20 a month for basic policies, but offers you something more valuable — peace of mind that your possessions are protected and the cost of emergency housing or other costs incurred after a fire are covered.

New York City-based Gotham Brokerage Co. Inc. is a family-owned business that has helped countless New Yorkers find insurance for more than 50 years. We work with multiple insurers, which allows us to offer more options tailored to our clients’ needs.

No matter your insurance needs, we can help.  To find out how we can help you get a great policy, give us a call at our temporary phone number: 212-406-7300.

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