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Why Use a Local Company for Renters, Condo and Co-op Insurance in NYC?

Posted on April 24, 2014

NYC-based Gotham Brokerage understands the best sources, the ins and outs of city living

Whether your apartment has a view like this or no view at all, Gotham Brokerage is your best source for renters, condo and co-op insurance in NYC. Photo by gmpicket / Flickr Creative Commons

Whether your apartment has a view like this or no view at all, Gotham Brokerage is your best source for renters, condo and co-op insurance in NYC. Photo by gmpicket / Flickr Creative Commons

New York City is a city like no other — and it’s an insurance market like no other as well. Gotham Brokerage Company Inc. is a company that understands the intricacies of city living better than most, with a half-century in business in New York. We do business with companies that are responsive to the needs of people who might have a claim. You have the options when it comes to finding coverage. Here are three reasons to consider Gotham as your source for renters, condo and co-op insurance in NYC.

1. We specialize in renters and apartment insurance in NYC and surrounding areas. For about $11-$22 a month, you can insure about $20,000 worth of your belongings. It’s a small price to pay for the peace of mind that comes from knowing you’re protected. If a fire breaks out or a thief helps himself to your brand new television and other electronics, your insurance policy will replace those items (with some limits). Furs, jewelry and other high-ticket items as determined by your insurance provider may require a separate personal articles policy.

2. We’ve been in this market for more than 50 years. That means we understand the New York area insurance market inside and out. New York’s insurance market can be confusing, and it can be hard to know whether you have appropriate coverage. We’ve been helping people navigate all sorts of unusual NYC-specific questions for a half-century. If you’re too busy or too intimidated to wade through your condo or co-op association policy, we can read over it for you to help you determine what type of policy best fits your needs. We will also make sure you have the right amount of coverage to protect you from financial loss if someone gets hurt inside your home.

Renters, condo and co-op insurance in NYC is surprisingly affordable. Let Gotham Brokerage help you find the right policy. Photo by alec.thornton / Flickr Creative Commons

Renters, condo and co-op insurance in NYC is surprisingly affordable. Let Gotham Brokerage help you find the right policy. Photo by alec.thornton / Flickr Creative Commons

3. When you call Gotham for an insurance quote, someone will call you within minutes to discuss your needs and your budget for renters, condo or co-op insurance. New York is a different market, and there’s simply no substitution for local expertise. With Gotham, you’ll never have to wade through any maddening automated voice mail programs to wade through; you get a real live person, right here in the city because we don’t outsource. A Gotham professional can help you figure out the dollar amount of coverage you need and can also explain policy limitations and whether you need an additional personal articles policy for certain items you might own.

Let Gotham match you with the right agent for the best NYC renters, condo or co-op insurance. For more information, give us a call at 212-406-7300, or fill out the form at right.

Gotham Brokerage Co., Inc. is a family run insurance brokerage serving New Yorkers for over 50 years. We specialize in the insurance needs for those living in the city and provide a full range of insurance products designed specifically for the city.